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Mortgage Calculator

Conventional

Monthly Mortgage Payment

Loan Amount

Your Debt to Income Ratio

/

Allowable Debt to Income Ratio

50%/50%

Purchase Price $600000
Down Payment $0

Payment Breakdown

per month

  • Principal & Interest
  • Taxes
  • Insurance
  • HOA Dues
  • PMI

Loan Details

  • Home Value:
  • Mortgage Amount:
  • Monthly Conventional Payment:
  • Down Payment:
  • Monthly Estimated PMI:

FHA

Monthly Mortgage Payment

Loan Amount

Your Debt to Income Ratio

/

Allowable Debt to Income Ratio

50%/50%

Purchase Price $600000
Down Payment $0

Payment Breakdown

per month

  • Principal & Interest
  • Taxes
  • Insurance
  • HOA Dues
  • MIP

Loan Details

  • Home Value:
  • Base Loan Amount:
  • Monthly FHA Payment:
  • Down Payment:
  • FHA Loan Amount:
  • Upfront MIP:

VA

Monthly Mortgage Payment

Loan Amount

Your Debt to Income Ratio

/

Allowable Debt to Income Ratio

65%/65%

Purchase Price $600000
Down Payment $0

Payment Breakdown

per month

  • Principal & Interest
  • Taxes
  • Insurance
  • HOA Dues

Loan Details

  • Home Value:
  • Base Loan Amount:
  • Monthly VA Payment:
  • Down Payment:
  • VA Loan Amount:
  • VA Funding Fee:

USDA

Monthly Mortgage Payment

Loan Amount

Your Debt to Income Ratio

/

Allowable Debt to Income Ratio

29%/41%

Purchase Price $600000
Down Payment $0

Payment Breakdown

per month

  • Principal & Interest
  • Taxes
  • Insurance
  • HOA Dues
  • USDA MIP

Loan Details

  • Home Value:
  • Base Loan Amount:
  • Monthly USDA Payment:
  • Down Payment:
  • USDA Loan Amount:
  • USDA Guarantee Fee:

Jumbo

Monthly Mortgage Payment

Loan Amount

Your Debt to Income Ratio

/

Allowable Debt to Income Ratio

50%/50%

Purchase Price $600000
Down Payment $0

Payment Breakdown

per month

  • Principal & Interest
  • Taxes
  • Insurance
  • HOA Dues
  • PMI

Loan Details

  • Home Value:
  • Mortgage Amount:
  • Monthly Conventional Payment:
  • Down Payment:
  • Monthly Estimated PMI:

Our Preferred Lender

Ryan Andrews

Our Preferred Lender

Ryan Andrews

Branch Manager

Work

130 N Preston Rd Box 527
Prosper, TX 75078

Cell: 469-450-0487 
Fax: 972-692-2650
Email:  ryan@horizonlendingservices.com

Ryan is a seasoned mortgage specialist with a passion for helping individuals and families achieve their dreams of homeownership. With 16 years in the mortgage industry, he brings a wealth of experience and a deep commitment to providing personalized mortgage solutions. Throughout his career, Ryan has assisted numerous clients in navigating the complexities of the mortgage process and reach the finish line.

Ryan believes in building lasting relationships based on trust, integrity, and professionalism. With that foundation laid, he focuses on understanding your unique circumstances and financial goals, followed by structuring the best mortgage options to meet those needs. Whether you’re looking to purchase or refinance, Ryan is dedicated to guiding you through every step of the process with clear communication and expert advice. His goal is to empower you with the knowledge and confidence to make informed decisions about your mortgage, ensuring that your financial needs are met timely and effectively.

Ryan’s services include Conventional, FHA, VA loans. In addition to these traditional products, he also specializes in structuring Jumbo Loans, as well as Non-QM Loans (outside the box options) for Self-Employed borrowers. Whatever your mortgage needs may be, Ryan is dedicated to delivering personalized solutions, exceptional service and serving you!

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